中考真题2024年河北省阅读理解D篇-Ways of Managing Money

较难

议论文

计划与愿望

整篇文章主要讲述了如何管理钱，包括钱的来源、存钱的目标、花钱的计划以及如何避免过度消费等

At an early age, we start learning how to manage money by watching our parents' spending habits. Don't worry if we haven't learned well how to save or spend money. The following life lessons about money can help us form good spending habits.

很小的时候，我们就开始通过观察父母的消费习惯来学习如何理财。如果我们还没有很好地学会如何存钱或花钱，也不用担心。以下关于金钱的生活经验可以帮助我们养成良好的消费习惯。

Money doesn't grow on trees. As kids, we don't often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.

钱不是长在树上的。作为孩子，我们通常不会去想钱是从哪里来的。我们需要知道，我们的父母努力工作赚钱，而这些钱有一天可能会用完。去他们的工作场所看看他们是如何工作的，是了解钱不是那么容易赚到的好方法。

We shouldn't spend all our money in one go. It's important for us to have a budget（预算）. In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can't cover everything we want, we should make smart spending choices.

我们不应该一次性花光所有的钱。有预算很重要。换句话说，我们需要考虑我们有多少钱，以及我们到底想把钱花在什么地方。意识到我们的零花钱无法满足我们的所有需求，我们就应该做出明智的消费选择。

We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can't afford it, we can save our pocket money. How? Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we've dreamed about! Reaching our goal will greatly satiate us.

我们应该设定一个明确的目标，然后看着自己的钱越来越多。如果我们想拥有一辆新自行车，但买不起，我们可以把零花钱存起来。怎么存？在笔记本上写下我们有多少钱，然后看着它增长。当我们有足够的钱时，就可以买一辆梦寐以求的好自行车了！实现目标会让我们非常满足。

We can talk with our parents about how money is used and where money goes. Do you know what a bank account（账户）is? If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.

我们可以和父母一起讨论钱的用途和去向。你知道什么是银行账户吗？如果不知道，请与父母沟通。我们还可以和父母一起去超市，体验一下现实世界中的钱是怎么花的。